Super is Retirement Savings and so much more...

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Superannuation is an essential part of every working Australian’s life and compulsory Super means that nearly every working Australian receives regular contributions into a Super account. What if there was more you can get from your Super, what if it could offer you benefits before, as well as after you retire?

Reviewing your Super and the strategy you have in place can either offer you new solutions to create a better strategy or give you piece of mind that you are on the right track to achieving your goals through Super.

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Transition to Retirement

You can keep working while drawing down some of your super benefits. This is known as transition to retirement (TTR) and it allows you to supplement your salary and maintain your lifestyle while you reduce work hours or salary sacrifice into super to save.

Superannuation: Self Managed

We provide investment and insurance strategies to ensure you maximise your SMSF, we work hand in hand with you and your preferred professionals to ensure the process is simple and compliant.

Can we help with SMSF lending? We can recommend over 30 lenders to facilitate your SMSF lending needs

What if we need insurances? We have over 10 insurers to look at your personal insurance needs If you want to know more about SMSF, please call us and we will answer your questions in terms you can easily understand.

Superannuation: Personal

Superannuation is a great way to save for your retirement. Generally, you will not be able to access this money until you retire.

Your employer will make contributions to your super fund and you can top it up with your own money. The government may also make contributions if you are a low-income earner.

Superannuation: Employer

If you have a team of two or twenty-two getting the right solution for will ensure you are an employer of choice. Can you help with the needs of new hires? We make it an easy onboarding process when it comes to your staff Super.

What about Insurance? Each employee is different, we will tailor insurances to their individual needs.


The earlier you start preparing for retirement, the more options you have to set a course that suits you. Managing your finances can be hard work even if you have some financial knowledge. Ask for financial advice if you need help with investment strategies and to navigate our complex tax system. Ask your adviser to explain different investment strategies, the level of risk involved and the potential returns you can expect.

Insurance through super

There are benefits in getting your life insurance through super

  • It's often cheaper because super funds purchase insurance policies in bulk
  • You can get the cover you need for you and your family, even if money is tight
  • It's easy to manage because premiums are automatically deducted
  • Some funds automatically accept you for cover without requiring a health check
  • You can usually choose the amount you want to be covered for

Want to take the next steps?

Email: | Call: 02 6360 1232 | Address: 2/241 Lords Pl, Orange, NSW, 2800
PWM Advice ACAR #1274992 | ABN 25 632 502 526 | InterPrac Financial Planning Pty Ltd ABN 14 076 093 680 | AFSL #246638 | Address: Level 8, 525 Flinders St  Vic 3000

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